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5 thoughts on “wholesale gold jewelry charms Digital renminbi adds 6 pilot test areas. What do you think of the prospects of digital RMB?”
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wholesale bidy jewelry barbells I think the prospects of digital RMB are very good.
D digital currency issued by the central bank is a very great thing. What the Bitcoin mentioned before, what virtual currency is only issued by the people, is equivalent to a virtual asset. How high will you say that the credit cost of the folk issuance will be? It is not a real digital currency.
This -based payment, transactions, anti -money laundering, etc., are more difficult to manage in modern society, and the cost is getting higher and higher. The issuing digital currency can effectively solve the above problems.
At the same time, the Chinese version of digital currency does not need to bind any bank account and get rid of the control of the traditional bank account system.
In addition, in the case of poor network signals, the payment function of online banking and payment platforms is often paralyzed, and DC/EP's dual offline technology can guarantee that under extreme conditions, like banknotes, use central banks, use the central bank to use the central bank Digital currency. For example, when there is no network, as long as two mobile phones with DC/EP digital wallets are touched, the transfer or payment function can be achieved.
D digital currency is actually digital cash. Show on the phone is the number, no one gives you interest. It has greatly saved the manufacturing costs of banknotes, and it can monitor the flow of funds, uniform management, what anti -money laundering, anti -corruption anti -fraud, and so on. That is, I can withdraw cash before laundering before, and then scattered it, or get abroad through the money. If the digital currency is implemented, this level is not possible, and the monitoring of each path is dead.
The and you use your spare time to make money part -time in the future. This tax must be paid. In short, you can't hide money.
Actually, do you know the country with WeChat Alipay now? I'm just too lazy to check it.
D digital currency must have these functions, and it is estimated that it is enough to want to launder large -scale money in the future. For ordinary people, the country is too lazy to care about you.
D digital currency has a larger effect, much more important than artificial intelligence, 5G, etc., combined with the Belt and Road, is a powerful weapon for RMB to internationalization. The purpose is to end the US dollar hegemony
clear jewelry boxes wholesale Since the promotion of digital RMB, its impact and challenges for the third -party payment industry are "divergent." But the issuance of digital RMB really means that the third -party payment is "cold"? In fact, in terms of definition, the two have essential differences.
The comparison of digital RMB and third -party payment
D digital RMB positioning M0, which is a legal currency, in popular sense is "money"; third -party payment is a payment platform, a "wallet". The two are completely different concepts, but in life, because the terminal experience is relatively consistent, it will be confused.
In order to distinguish, compare the payment system of the two. Specifically, the safety, convenience and cost cost of digital RMB have a relative advantage.
D digital RMB security technology guarantees security and transaction such as security
If the central bank's digital currency as a statutory currency, it has unlimited legal repayment, it should be able to achieve national credit, can store safely, be able to trade safely, and trade safely. Make targets such as anonymous circulation. Therefore, security attributes are the core underlying guarantee. It is reported that some of the relevant security technology of digital RMB in my country is in the patent stage.
D digital RMB payment is settlement, zero -cost
From the perspective of settlement, digital RMB and bank accounts are loosely coupled. Based on digital RMB wallets for capital transfer, no need to pass bank accounts, and payment can be realized. Settlement.
Ip, the digital RMB does not withdraw service fees at present, and it is consistent with the management method of the real RMB. The People's Bank of China does not charge the exchange service fee to the designated operating agency. Return to the service fee.
216, third -party payment institutions began to charge withdrawal fees. Although there are certain free withdrawal amounts, it is a cup of water for large withdrawal, and the handling fee borne by the merchants is higher. PayPal as a third party in the world The payment system has a transaction rate of 3.5%for Chinese merchants. Although digital RMB is completely different from third -party payment concepts, from the perspective of the payment system, Digital RMB has its own digital wallet. The transaction is more convenient and the cost is lower.
D digital RMB currently depends on the third -party payment market and technology
, although the Chinese digital RMB payment system has the advantages of security, convenience and cost compared to the third -party payment system, but from the current point of view, third parties, third parties The payment system has a huge user foundation and trading volume, as well as technology related to "wallet".
First of all, from the perspective of user foundation, the number of online payment users in my country reached 872 million in the first half of 2021. Among them, the personal wallet of digital RMB users is 20.87 million. Compared with the online payment user of nearly 900 million people, the scale of the Internet payment is "the corner of the iceberg". The number of users of digital RMB in the future will expand among this group of people.
In since the market, since 2013, the scale of transactions of third -party mobile payment in my country has grown explosive growth. Even in special 2020, the overall growth trend can still be maintained. In the first half of 2021, the scale of third -party payment transactions in my country was close to 150 trillion yuan, and the market transaction volume was huge. Digital RMB transactions in the same period were 34.5 billion yuan.
It, in terms of the maturity of the payment system technology, third -party payment institutions can rely on their own technical accumulation to provide wallet development services for digital RMB. Digital RMB exchange, payment, management, etc. all require the support of digital wallets, so wallets are in a critical position in the payment system of digital RMB.
. On the whole, digital RMB does not have conflicts or contradictions with third -party payment. It is a completely different concept, but the payment system of the two is intersecting. The digital RMB payment system has the advantages of safe, convenient, and low cost. The third -party payment system has mature wallet technology, huge user base and transaction volume. In the future, the development of digital RMB depends on the technology and market of the third -party payment system, and the third -party payment system can also use the development of digital RMB to transform the business model for technological migration.
-The above data refer to the "Analysis Report of the Chinese Digital RMB Industry Market Prospective and Investment Strategic Planning Analysis Report" at the above data
sterling jewelry findings wholesale I think the prospects of digital RMB are good. After the guarantee of the relevant security technology and the successful trial, it should be promoted. Digital RMB can solve the problem of counterfeit currency, reduce the use of banknotes, environmental protection and safety, and it is worth promoting.
jewelry for wholesale I think the prospect of digital RMB is still very good, because it can make our lives more convenient and very time -saving.
supply jewelry wholesale I think it is very broad, because it is a strong promotion of a country that can be seen by the naked eye, so it may be promoted across the country soon.