stainless steel jewelry wholesale thailand How did I get from wealth management to the master of wealth management

Donald

November 28, 2022 at 2:56 pm

wholesale square jewelry boxes Many young people are now the moonlight, but now the cost of consumption in society is getting higher and higher, so I have the following suggestions for how to make financial management for young people.
01. Learn to force savings
You need to remember that saving money is always the first step in financial management.
For a person with no mine in the family, you need to remember a formula: "income-savings = expenditure". Unfortunately, when I first graduated, I didn't realize the importance of this, so that I was in a state of moonlight for nearly a year.
I started trying bookkeeping in 2011, using "TIMI" accounting. This habit has been maintained for 7 years. Through the bookkeeping, I was surprised to find that in this fast -paced fragmentation life today, many small spending will put a lot of pressure on personal financial management, and can even account for one -third of the income. These small flowers are really pervasive, for example:
are tired when shopping, occasionally drinking a cup of star dad, worth 35RMB. It can spend five hundred oceans in a year.
The mood is good, send a few red envelopes in the family group. Although it is only five yuan and ten yuan at a time, it can accumulate two hundred oceans in one year.
The two eleven is here, and when there is a discount, you can quickly chop your hands, but later you find that a lot of things are too much to store too much.
The hard -working skirts did not fit, and then they were too lazy to return, but they were idle at home. This part of money can cumulate 800 oceans.
The cases such as this are really countless. These spending ones do not look like a lot. Maybe you do n’t account for accounts and you will never find it. You only always feel: "Why do I moonlight this month? I don't know where the money has been spent."
So the appropriate reduction of small amounts of cost is really not a trivial matter. It is always a sum of money. It is not more meaningful to use this money for travel, buy books, and improve yourself.
It's have to take a look at TIMI accounting. It is really easy to use. In the "Summary" section, you can see the detailed historical expenditure status of this month, such as how much money is used and how much money is used to buy clothes, so that the ins and outs of your expenditure are clear at a glance. At this time, what you have to do is to summarize, analyze what money this month does not have to spend this month, and then reduce this part of the budget next month.
02, good at using Huayan, Credit Card
If the flower tadpole and credit card are turned around, it can actually save some costs.
1 is to pay back with a large amount of consumption. In this way, you can use the repayment time of this month to make financial management. For example, I bought furniture in a month and spent 20,000 yuan. I paid it back with a credit card first, and then put the money on the online loan service product for one month, so that I could get some wool.
It is good at using credit card preferential activities. In fact, the credit card of each bank has different preferential activities. For example, there are discounts on the Bank of Communications in terms of vehicle refueling and supermarket purchases. It is suitable for people with families and cars. Goods and so on. So you need to choose the bank and credit card that suits you according to your preferences to better enjoy these preferential activities.
It, UnionPay often has an APPLE PAY reduction activity. If you meet the requirements of the event, you can often save some money.
03. Learn to delay consumption
people often find that things they buy are often not liked in the end. For example, you suddenly saw a beautiful and expensive skirt on the Internet today, so when you buy it immediately, when you send it often, you will feel that the skirt is not worthy of its price at all. This is the so -called impulse consumption.
The best way to deal with impulse consumption is to learn to delay consumption. You need to remember two principles:
, do not pay immediately. When you want to buy a skirt, you can collect it or put it in a shopping cart first, and wait for three days. If you still feel like buying it again. In this way, there are many unnecessary consumption caused by the tide of hard work;
The second is not to buy things that do not need for cheapness. You need to know that there are no discounts, and there is no time to pass the village, so there is no such shop, so don't buy things that you do n’t need to be cheap, or to store a bunch of goods at home. Because the final result is often not used, or the shelf life is over.
04, learned to invest in wealth management
After the expenditure was reduced, I got about 30,000 to 40,000 savings through the hard work of the year. And this money has become the original funds for my investment in wealth management. In addition to leaving a part of the emergency funds, I put most of the money into online loan service products (of course, after screening and consideration), and the annual return rate was about 10%.
The at that time in 2012, the market's broader market was about 2300 points. I thought it was a good time. As a liberal arts student, I don't know how to finance, and I believe that I have no luck and can make a lot of overflowing in the stock market. Therefore, I chose a roundabout strategy -fund fixed investment.
#Fund fixed investment in Qiaolu#
The salary at that time was 8K, I didn't spend much money, thank my friends for giving me a idle room when I first graduated. Therefore, my expenses are to eat the cost of food, skin care products and flat-time living expenses. The monthly overhead is 4-5K, and the remaining 4K will be used for fixed investment.
It decide to invest in the fixed investment product and purchase channels. You can use several ways to invest in time to save money on a regular basis.
The risk of general funds (from large to small): Stock Fund> Index Fund> Bond Fund> Monetary Fund.
This buying the stock base, but the stock fund of the consumer sector specifically selected, because the market is better in the second half of the year. It was then sold at the end of the year. It was really more than a few months to hold in the short term. There are many aspects of research, combined with the stock market and future predictions at the time. It can only be said that learning more and exploring, not starting at random, buy it if you see it, and we can't just deposit the money bank without investing, right?
The friends who just come into contact with this piece, suggest that you can still have a fixed period. It is relatively fool -type investment and does not take such time.
It, in order to be more convenient, it was placed directly on Tencent's financial management and Yu'ebao. The annualized income was about 4%(but now Yu'ebao has cut interest rates to 2.6%), and there is less accumulated, very lazy. It is fixed to 2000 per month. This money is used for emergency funds and can be removed at any time.
The white users will choose this first, after all, it is safer and there is no threshold.
##
2017, my fixed investment products are Internet financial wealth management products, because I also chose a relatively stable wealth management platform. The special service experience is also very good, which can meet me 10%. The annualized return does not take time to manage.
For most people, the first reaction to Internet finance is P2P, but there is actually P2B. P2B is an individual investment in the enterprise. We can understand all the information of the enterprise, know who the money lent to, and how the borrower does mortgage, which is relatively relieved. But P2B is also the most difficult to do, because the platform needs enough product sources and risk control capabilities.
The main investment in a state -owned financial institution's risk control and 5 years of P2B old platform. The annualized income is 9% -11%. Now investing in wealth management is 500 Jingdong Card. If you are interested, you can go and see. The portal (this interface has this benefits alone)
100 red envelope 500 Jingdong card

PS: Just recommend it, it needs to be taken, 300 shots, the threshold is not high, suitable for wealth management Xiaobai
The standard for P2P/P2B is: safe and stable. After all, there are a lot of principal now. From the previous 5 digits to 6 digits, I found that I was getting smaller and smaller?
I I do n’t invest without bank depository. I do n’t know if I ca n’t understand the business model.
The understand is not much. Anyway, according to these a few, I haven't stepped on the thunder.

3 thoughts on “stainless steel jewelry wholesale thailand How did I get from wealth management to the master of wealth management”

Donald
November 28, 2022 at 2:56 pm

wholesale square jewelry boxes Many young people are now the moonlight, but now the cost of consumption in society is getting higher and higher, so I have the following suggestions for how to make financial management for young people.
01. Learn to force savings
You need to remember that saving money is always the first step in financial management.
For a person with no mine in the family, you need to remember a formula: "income-savings = expenditure". Unfortunately, when I first graduated, I didn't realize the importance of this, so that I was in a state of moonlight for nearly a year.
I started trying bookkeeping in 2011, using "TIMI" accounting. This habit has been maintained for 7 years. Through the bookkeeping, I was surprised to find that in this fast -paced fragmentation life today, many small spending will put a lot of pressure on personal financial management, and can even account for one -third of the income. These small flowers are really pervasive, for example:
are tired when shopping, occasionally drinking a cup of star dad, worth 35RMB. It can spend five hundred oceans in a year.
The mood is good, send a few red envelopes in the family group. Although it is only five yuan and ten yuan at a time, it can accumulate two hundred oceans in one year.
The two eleven is here, and when there is a discount, you can quickly chop your hands, but later you find that a lot of things are too much to store too much.
The hard -working skirts did not fit, and then they were too lazy to return, but they were idle at home. This part of money can cumulate 800 oceans.
The cases such as this are really countless. These spending ones do not look like a lot. Maybe you do n’t account for accounts and you will never find it. You only always feel: "Why do I moonlight this month? I don't know where the money has been spent."
So the appropriate reduction of small amounts of cost is really not a trivial matter. It is always a sum of money. It is not more meaningful to use this money for travel, buy books, and improve yourself.
It's have to take a look at TIMI accounting. It is really easy to use. In the "Summary" section, you can see the detailed historical expenditure status of this month, such as how much money is used and how much money is used to buy clothes, so that the ins and outs of your expenditure are clear at a glance. At this time, what you have to do is to summarize, analyze what money this month does not have to spend this month, and then reduce this part of the budget next month.
02, good at using Huayan, Credit Card
If the flower tadpole and credit card are turned around, it can actually save some costs.
1 is to pay back with a large amount of consumption. In this way, you can use the repayment time of this month to make financial management. For example, I bought furniture in a month and spent 20,000 yuan. I paid it back with a credit card first, and then put the money on the online loan service product for one month, so that I could get some wool.
It is good at using credit card preferential activities. In fact, the credit card of each bank has different preferential activities. For example, there are discounts on the Bank of Communications in terms of vehicle refueling and supermarket purchases. It is suitable for people with families and cars. Goods and so on. So you need to choose the bank and credit card that suits you according to your preferences to better enjoy these preferential activities.
It, UnionPay often has an APPLE PAY reduction activity. If you meet the requirements of the event, you can often save some money.
03. Learn to delay consumption
people often find that things they buy are often not liked in the end. For example, you suddenly saw a beautiful and expensive skirt on the Internet today, so when you buy it immediately, when you send it often, you will feel that the skirt is not worthy of its price at all. This is the so -called impulse consumption.
The best way to deal with impulse consumption is to learn to delay consumption. You need to remember two principles:
, do not pay immediately. When you want to buy a skirt, you can collect it or put it in a shopping cart first, and wait for three days. If you still feel like buying it again. In this way, there are many unnecessary consumption caused by the tide of hard work;
The second is not to buy things that do not need for cheapness. You need to know that there are no discounts, and there is no time to pass the village, so there is no such shop, so don't buy things that you do n’t need to be cheap, or to store a bunch of goods at home. Because the final result is often not used, or the shelf life is over.
04, learned to invest in wealth management
After the expenditure was reduced, I got about 30,000 to 40,000 savings through the hard work of the year. And this money has become the original funds for my investment in wealth management. In addition to leaving a part of the emergency funds, I put most of the money into online loan service products (of course, after screening and consideration), and the annual return rate was about 10%.
The at that time in 2012, the market's broader market was about 2300 points. I thought it was a good time. As a liberal arts student, I don't know how to finance, and I believe that I have no luck and can make a lot of overflowing in the stock market. Therefore, I chose a roundabout strategy -fund fixed investment.
#Fund fixed investment in Qiaolu#
The salary at that time was 8K, I didn't spend much money, thank my friends for giving me a idle room when I first graduated. Therefore, my expenses are to eat the cost of food, skin care products and flat-time living expenses. The monthly overhead is 4-5K, and the remaining 4K will be used for fixed investment.
It decide to invest in the fixed investment product and purchase channels. You can use several ways to invest in time to save money on a regular basis.
The risk of general funds (from large to small): Stock Fund> Index Fund> Bond Fund> Monetary Fund.
This buying the stock base, but the stock fund of the consumer sector specifically selected, because the market is better in the second half of the year. It was then sold at the end of the year. It was really more than a few months to hold in the short term. There are many aspects of research, combined with the stock market and future predictions at the time. It can only be said that learning more and exploring, not starting at random, buy it if you see it, and we can't just deposit the money bank without investing, right?
The friends who just come into contact with this piece, suggest that you can still have a fixed period. It is relatively fool -type investment and does not take such time.
It, in order to be more convenient, it was placed directly on Tencent's financial management and Yu'ebao. The annualized income was about 4%(but now Yu'ebao has cut interest rates to 2.6%), and there is less accumulated, very lazy. It is fixed to 2000 per month. This money is used for emergency funds and can be removed at any time.
The white users will choose this first, after all, it is safer and there is no threshold.
##
2017, my fixed investment products are Internet financial wealth management products, because I also chose a relatively stable wealth management platform. The special service experience is also very good, which can meet me 10%. The annualized return does not take time to manage.
For most people, the first reaction to Internet finance is P2P, but there is actually P2B. P2B is an individual investment in the enterprise. We can understand all the information of the enterprise, know who the money lent to, and how the borrower does mortgage, which is relatively relieved. But P2B is also the most difficult to do, because the platform needs enough product sources and risk control capabilities.
The main investment in a state -owned financial institution's risk control and 5 years of P2B old platform. The annualized income is 9% -11%. Now investing in wealth management is 500 Jingdong Card. If you are interested, you can go and see. The portal (this interface has this benefits alone)
100 red envelope 500 Jingdong card

PS: Just recommend it, it needs to be taken, 300 shots, the threshold is not high, suitable for wealth management Xiaobai
The standard for P2P/P2B is: safe and stable. After all, there are a lot of principal now. From the previous 5 digits to 6 digits, I found that I was getting smaller and smaller?
I I do n’t invest without bank depository. I do n’t know if I ca n’t understand the business model.
The understand is not much. Anyway, according to these a few, I haven't stepped on the thunder.

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Leticia
November 28, 2022 at 2:56 pm

buy wholesale jewelry without tax id At present, there are many personal investment and financial management methods of China Merchants Bank: regular, Treasury, Trusted Finance, Fund, Gold, etc. for combined investment. The starting point of different investment in different products is different, and the corresponding risk levels are different. It is recommended that you can consult the relevant suggestions of the wealth management manager at our outlets.

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Bruce
November 28, 2022 at 2:56 pm

farm animal jewelry wholesale Financial management is a long -term investment process requires yourself to learn slowly

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3 thoughts on “stainless steel jewelry wholesale thailand How did I get from wealth management to the master of wealth management”

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